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I own a house with my wife and she knows all about my debt.

We recently tried to re-mortgage but got turned down twice and I very much doubt I'll be able to get a loan in mine or my wife's name, as her credit rating is not that good either.

I currently have £20k worth of credit card debt back dating about four years now and spread across four cards.

one month dating anniversary card-62

We were always going to musicals and plays back then.

I remember that "A Midsummer Night's Dream" was your favorite Shakespearean comedy.

Are you looking for some new ideas to help your next wedding anniversary really stand out?

Take steps now and begin planning a memorable celebration for the next milestone of married life.

It may still be possible to consolidate all your credit card balances via a remortgage or a secured loan, providing you have sufficient equity in your property and you can afford the repayments.

There are lenders who will look at both options if you do not have a perfect credit rating.

I was wondering if you would know the best solution for this or if there is in fact a solution for me to get around this, as I want to get all my debts in one place and pay the credit cards off ASAP otherwise it is a never-ending circle. Debt central: It estimated that a further two million have “persistent levels of debt”, which some maybe struggling to repay and that another 1.6million are only making the minimum required payments on their credit card debt every month It estimated that a further two million have “persistent levels of debt”, which some maybe struggling to repay and that another 1.6million are only making the minimum required payments on their credit card debt every month.

But despite feeling like you do not have many options, there are the some routes you could take.

That’s why it is so important that on your first anniversary you take the time to celebrate and remember these events.

Your honeymoon is approaching and you aren’t sure what to get your hubby…

I can't remember the exact year, but I do remember the place.

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