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The webinar will provide a summary of who has standing to pursue actions in a multitude of different trust and estate proceedings, elder abuse matters, and power of attorney actions. Knitter Wednesday, September 27, 2017 The State Bar of California 180 Howard Street San Francisco, California 94105 Earn 4.75 Hours MCLE and Specialization Credit You can now REGISTER ONLINE for this conference.

Online registration will close after Wednesday, September 20, 2017 Schedule | Essential Info Printable Brochure | Mail / Fax Registration Form Click here for all the details!

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Creditors may ask you for most of this information in certain situations, but they may not use it when deciding whether to give you credit or when setting the terms of your credit.

Not everyone who applies for credit gets it or gets the same terms: Factors like income, expenses, debts, and credit history are among the considerations lenders use to determine your creditworthiness.

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People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

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The law provides protections when you deal with any organizations or people who regularly extend credit, including banks, small loan and finance companies, retail and department stores, credit card companies, and credit unions.

Everyone who participates in the decision to grant credit or in setting the terms of that credit, including real estate brokers who arrange financing, must comply with the ECOA.

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